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Personal Loans

We are able to offer UK applicants both secured and unsecured personal loans.

Secured personal loans

Only available to homeowners, a secured personal loan will use your home, or other property, as security for the loan. On the positive side, this enables homeowners to get the best rates. It also means that lenders will accept people with personal credit problems such as ccjs, arrears etc.

As long as you make your monthly repayments your home is safe. However, you should be aware that failure to repay the loan can lead to your home being repossessed, and you should therefore think carefully before entering into a secured personal loan.

Click here for your free quotation for a secured personal loan

Unsecured personal loans

A personal unsecured loan is not secured against any property. This means that lenders have less security and therefore rates are higher and they are more choosy about who they will accept. Applicants often have to have very good personal credit histories to obtain unsecured loans.

At Cavloans we work hard to find every applicant the personal loan they want, and this includes those with credit problems such as ccjs or arrears. We can also help tenants, both private tenants and council tenants, as well as homeowners and mortgage payers.

Click here for your free quotation for an unsecured personal loan

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Secured loans are subject to status and available to homeowners aged 18 or over. Secured loans may be secured on your home. Calls may be recorded.
Rates 7.9% APR to 19.6% APR Variable The overall cost for comparison is 11.9% APR Typical/Variable.